LOANS + REFINANCING
MORTGAGES. PERSONAL LENDING. COMMERCIAL LOANS.
Easy, Hassle Free, Finance Solutions
Making a big purchase can be a daunting experience. There is always so much to consider when taking out a loan, whether you are re-financing, down-sizing, investing or buying your first home. That’s why it is vital to use an expert who understands the finance industry and can find you a competitive loan that suits your needs and lifestyle.
Our aim is to find you a loan that not only meets your requirements, but exceeds your expectations in terms of rate, product and service. We believe in providing you with choice and at Think Big Financial Group we look forward to supporting you in your dream of owning your own home or investment property. Please read on to see how we can help you, or just visit our Contact Us page to get started today.
Putting our customers at the heart of everything we do
sets us apart from our competition.
Whether you are a just starting out with your first home, or you are a seasoned investor, we are committed to providing you with the right home loan to meet your needs.
We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities.
You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.
OUR COMMITMENT TO YOU
- We will be easy to do business with
- You will talk to a real person
- We will get back to you
- We will go the extra mile, every time
- We will listen to what you want
- We will provide home loan options that suit your needs
- We will source competitive interest rates
- We are here to serve you and ensure you will be 100% satisfied with our service.
We have a dedicated team here in house. When you call us, your queries will be answered by one of our friendly brokers. We will guide you through your entire loan application or re-finance process and provide you with the assistance and advice you need into the future.
Home loans come in all kinds of shapes and sizes and all with varying perks. Reviewing your loan options doesn’t take long nor does it cost BUT it may get you a better loan with better benefits ?
We’re friendly finance people with YOUR goals as our focus – not the bank’s.
Talk to us about finding a suitable loan to meet your needs and personal finance situation.
Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.
A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months.
After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate. When taking out a honeymoon loan, it’s important to make sure you can meet the potentially higher repayments for the remainder of the loan.
You could also be faced with a fee at the end of the honeymoon period if you want to switch to another type of loan.
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased.
Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans.
There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.
Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.