Gareth Couper
MORTGAGE BROKER. CREDIT ANALYST. BANKING SPECIALIST.
Meet Gareth Couper, our experienced Finance Broker!
Gareth Couper, is a seasoned finance broker with extensive experience in the finance industry. Recognising the complexities of the property market, Gareth’s expertise empowers clients by providing them with a spectrum of choices tailored to their needs. Through his guidance, clients not only secure optimal mortgage solutions but also preserve the lifestyle they desire.
Unlike some other brokers, Gareth doesn’t stop at obtaining your property loan. He aims to build a long-term relationship with you, ensuring they focus on your best interests. He works with your real estate, builders and solicitors to ensure the home finance process runs smoothly. He’ll also stay in contact with you, to ensure your loan continues to be the right loan for you and your changing circumstances.
Gareth takes the time to understand your unique set of circumstances to source finance options that suit your current lifestyle and future goals. He is committed to nurturing the dreams of property ownership and unlocking the pathway to success for each client.
Could not ask for anything better or more. Gareth has been outstanding to deal with by continued contact, keeping us informed and offering the guidance we needed when we needed it. We are definitely not a number in their eyes and this was delivered through Gareth’s thoughtfulness, experienced just a genuine great guy. Highly recommend 👌.
Richard McCoyGareth was always patient, quick to respond and answer our questions. He is knowledgeable in his field, making sure that our loan application is ready to be approved, It was a pleasure working with him as a team. Your a legend Gareth!.. we highly recommend you!!
Paul SimsimHighly recommend Gareth. He took the stress out of the complicated mortgage process for us. He made the process streamlined and easy to navigate, not to mention keeping us up to date on everything relevant to us and filtering out the admin they take care of. Overall exceeded my expectations.
Dan CoxGareth was amazing and very professional as he helped us get our mortgage! Great person to speak to and helped in every possible way he could! Always there for his clients and I highly recommend him!
Lee ShepherdGareth took care of everything, from beginning to end, and I could not be happier. If you need someone to manage the home loan process, I would not hesitate to recommend Think Big.
Brett GogginGareth was an absolute pleasure to work with, very informative. He made sure to get the best home loan to suit us.
Jennifer BrennanHome loans come in all kinds of shapes and sizes and all with varying perks. Reviewing your loan options doesn’t take long nor does it cost BUT it may get you a better loan with better benefits ?
We’re friendly finance people with YOUR goals as our focus – not the bank’s.
Talk to Gareth Couper about finding a suitable loan to meet your needs and personal finance situation.
Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered.
If you need help to refinance or purchase commercial property, contact Gareth Couper today.
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.
A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months.
After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate. When taking out a honeymoon loan, it’s important to make sure you can meet the potentially higher repayments for the remainder of the loan.
You could also be faced with a fee at the end of the honeymoon period if you want to switch to another type of loan.
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased.
Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans.
There are alternative ways to finance a change from one home to another, so contact our broker Gareth Couper to discuss your options.
Investment loans are structured in a specific way to allow you to make the most of your assets and finances.
We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Work With Gareth
If you have any questions about how Gareth can support you, or if you’re ready to explore your loan options, contact us to be connected with Gareth.